"We believe digital payments are making financial services more universally affordable, accessible and, therefore, have the opportunity to drive financial inclusion and financial health for billions worldwide."
- Dan Schulman

One Platform for Real-Time Transfers, Approvals, and Compliance

Thimsa is Ripae’s real-time payments platform, designed for businesses in the GCC that want to simplify collections, automate approvals, and move money instantly.

It’s how we help teams stop thinking about payments… and just let them happen.

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Cost Reduction

Thimsa uses open banking to send payments directly from bank to bank. This reduces processing fees and removes the need for third-party gateways.

Built-in Approvals

The platform follows your internal approval steps. Teams can review and approve payments from one place.

Faster Settlement

Payments are sent and received in real time. This improves cash flow and reduces the time spent reconciling transactions.

Services That Support Every Payment Stack

We support teams across payments, strategy, and infrastructure, making sure your stack performs smoothly no matter which rails you run on. Our role is to connect payments to the rest of your business, not just your gateway.

Instant Payments

Move funds directly between bank accounts – no batching, no manual clearance, no third-party delays. Real-time payout means faster ops, cleaner reconciliation.

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AI-Driven Processes

Thimsa automates tasks like invoice matching, approval routing, and duplicate detection. It’s built to follow your current finance logic, not force a new one.

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Lending Partnerships

Integrated access to pre-vetted lenders inside the platform. Request, review, and receive financing without switching systems or waiting on PDFs.

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Most Common Questions About
Real-Time Payments

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Ready to Make RTP Part of Your Core Stack?

We’ll walk you through how RTP can work within your current systems.

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